Why insurers choose IVAA

Because we make it easier for insurers to help their customers replace what’s lost.

More contents are replaced via IVAA than any other model.

More customers across Australia and New Zealand are successfully supported through contents replacement with IVAA.

Insurers choose IVAA when they want independent expertise on item descriptions and sourcing replacement options.

Our purpose is purely to help customers replace their items.

Genuine support, with no agenda to sell

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Imagine being in your customer's position.

If something important to you had been lost, stolen, or damaged, you would want help getting it repaired or replaced.

You would want that help to come from someone qualified and experienced, someone who confirms details with the original supplier, avoids guesswork, and helps ensure you get back what you had originally.

That is exactly what insurers achieve when they work with IVAA.

We don’t receive fees from any retailer.

There are no fees, commissions or rebates from suppliers.

When we recommend a supplier, it is based purely on their proven ability to do the work well.

We don't benefit from claim decisions.

Our fee does not change if a claim is approved, declined, repaired, replaced, or if a specific supplier is appointed.

Our fee is fixed, and it is never discounted or waived based on the outcome of a claim.

Genuine support for better outcomes.

Removing conflict of interest reduces conflict between you and your customers. Insurers using IVAA are achieving industry-leading results.

We’re 100% independent.

No conflicts, no incentives, just what’s best for you and your customers.

Reducing guesswork is the best way to improve outcomes.

Efficient ways to confirm the details of what was lost, who can replace it and if it's practical for your customers.
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Verify details with the original supplier.

Asking the original supplier is significantly easier, faster and more accurate than asking customers to confirm specifications.

IVAA is uniquely positioned to do this.

Let your customers confirm descriptions.

Keep the process transparent, and share any assumptions made.

IVAA has no financial stake in any assumptions.

Use local, high quality suppliers.

Providing local replacement options rather than hypothetical values.

IVAA has the largest benchmarked supply network across Australia and New Zealand.

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Customer's preferred supplier included.

By remaining impartial from suppliers, we can actively include your customer's preferred supplier for consideration.


Better outcomes are not an accident.

IVAA was built by people who saw the challenges in traditional claims experiences and wanted to create something better.
Read our origin story
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Our team is in a unique position.

We know the challenges customers face when something important is lost or damaged. Our team are motivated to help customers repair or replace their items efficiently.


A single, unified process.

Proven across multiple categories, at scale, internationally.

With a decentralised supplier network spanning thousands of retailers across Australia and New Zealand, we deliver consistent outcomes regardless of where a claim occurs.

Our model ensures customers have choice and access to local options, while insurers benefit from standardised processes and proven performance metrics.

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Initial appointment
Claim staff successfully path more claims to IVAA.

Traditionally, appointing a supplier was where conflict begins. Customer preferences, perceptions of fairness, and mistrust of “supplier selection” can cause delays, objections, or refusals.

Claim staff find it much easier to appoint IVAA, as we remove this friction. We support the customer in sourcing options, include their preferred supplier, and ensure they can use their approved amount where they choose.

This approach results in far higher model adherence for insurers.

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Replacement Ratios
Significantly more claims are successfully procured.

With IVAA, procurement pathways are followed far more often.

Customers engage earlier, suppliers provide clearer options, and most items can be sourced accurately.

This dramatically improves consistency across claim outcomes, seeing the majority procured successfully.

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Effective Triage
Complex claims are raised to your attention.

Once you approve a claim, IVAA is able to handle the majority of claims end-to-end.

Your team only becomes involved when a decision, approval, or complex review is required.

Measurable outcomes
View success metrics ↗

How suppliers are benchmarked.

IVAA does not receive fees, commissions or rebates from any supplier.
Our recommendations are based entirely on proven performance.

Every customer is invited to provide feedback on each retailer they choose to use.

This feedback, combined with claims-performance metrics, is used to benchmark thousands of retailers across Customer Service, Product Satisfaction and Timeliness.

Purposefully designed to reinforce positive claim outcomes, and naturally highlight suppliers that consistently deliver excellent results.

Supplier A
4.0
5228 Allocations
208km away
Supplier B
5.0
102 Allocations
1km away
Supplier C
3.0
420 Allocations
7km away

Our work has been recognised across Australia and New Zealand for improving contents claims at scale.
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Service Provider of the Year - New Zealand
2025
Insurtech Winner - Beyond the Buzzwords
2024
Service Provider of the Year - New Zealand
2022
Service Provider of the Year - Australia
2019
Service Provider of the Year - Australia
2018
Service Provider of the Year - Australia
2018-lmba
Innovation of the year - Brisbane

Insurers choose IVAA because our results are proven, consistent, and backed by measurable customer outcomes.